Call report 2021Q4
RAMSEY NATIONAL BANK — 2021Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 319,780,000 | USD | evidence → |
| Total loans | 189,109,000 | USD | evidence → |
| Allowance for loan losses | 1,045,000 | USD | evidence → |
| Securities available for sale | 98,603,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 270,845,000 | USD | evidence → |
| Interest-bearing deposits | 199,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,113,000 | USD | evidence → |
| Equity capital | 40,394,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,865,000 | USD | evidence → |
| Interest expense | 552,000 | USD | evidence → |
| Net interest income | 9,313,000 | USD | evidence → |
| Noninterest income | 1,428,000 | USD | evidence → |
| Noninterest expense | 5,577,000 | USD | evidence → |
| Provision for loan losses | 1,114,000 | USD | evidence → |
| Pretax income | 4,050,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,050,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,670,000 | USD | evidence → |