Call report 2020Q4
RAMSEY NATIONAL BANK — 2020Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 282,169,000 | USD | evidence → |
| Total loans | 181,391,000 | USD | evidence → |
| Allowance for loan losses | 2,252,000 | USD | evidence → |
| Securities available for sale | 43,776,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,954,000 | USD | evidence → |
| Interest-bearing deposits | 175,775,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,179,000 | USD | evidence → |
| Equity capital | 38,741,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,985,000 | USD | evidence → |
| Interest expense | 1,380,000 | USD | evidence → |
| Net interest income | 9,605,000 | USD | evidence → |
| Noninterest income | 1,464,000 | USD | evidence → |
| Noninterest expense | 6,745,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,324,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,324,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,944,000 | USD | evidence → |