Call report 2019Q4
RAMSEY NATIONAL BANK — 2019Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,587,000 | USD | evidence → |
| Total loans | 202,928,000 | USD | evidence → |
| Allowance for loan losses | 2,260,000 | USD | evidence → |
| Securities available for sale | 42,042,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 212,526,000 | USD | evidence → |
| Interest-bearing deposits | 167,276,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,250,000 | USD | evidence → |
| Equity capital | 35,008,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,647,000 | USD | evidence → |
| Interest expense | 1,786,000 | USD | evidence → |
| Net interest income | 9,861,000 | USD | evidence → |
| Noninterest income | 1,298,000 | USD | evidence → |
| Noninterest expense | 6,280,000 | USD | evidence → |
| Provision for loan losses | -430,000 | USD | evidence → |
| Pretax income | 5,309,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,309,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,329,000 | USD | evidence → |
| Total capital | 36,589,000 | USD | evidence → |
| Risk-weighted assets | 196,427,000 | USD | evidence → |