Call report 2013Q4
RAMSEY NATIONAL BANK — 2013Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,591,000 | USD | evidence → |
| Total loans | 170,050,000 | USD | evidence → |
| Allowance for loan losses | 2,105,000 | USD | evidence → |
| Securities available for sale | 73,256,000 | USD | evidence → |
| Securities held to maturity | 41,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 229,223,000 | USD | evidence → |
| Interest-bearing deposits | 181,725,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,498,000 | USD | evidence → |
| Equity capital | 26,901,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,265,000 | USD | evidence → |
| Interest expense | 1,511,000 | USD | evidence → |
| Net interest income | 8,754,000 | USD | evidence → |
| Noninterest income | 1,400,000 | USD | evidence → |
| Noninterest expense | 5,872,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,282,000 | USD | evidence → |
| Income tax | -117,000 | USD | evidence → |
| Net income | 4,399,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,426,000 | USD | evidence → |
| Total capital | 28,515,000 | USD | evidence → |
| Risk-weighted assets | 168,334,000 | USD | evidence → |