Call report 2004Q2
RAMSEY NATIONAL BANK — 2004Q2
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,734,000 | USD | evidence → |
| Total loans | 104,047,000 | USD | evidence → |
| Allowance for loan losses | 1,634,000 | USD | evidence → |
| Securities available for sale | 24,803,000 | USD | evidence → |
| Securities held to maturity | 150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,985,000 | USD | evidence → |
| Interest-bearing deposits | 109,337,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,648,000 | USD | evidence → |
| Equity capital | 17,791,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,587,000 | USD | evidence → |
| Interest expense | 927,000 | USD | evidence → |
| Net interest income | 2,660,000 | USD | evidence → |
| Noninterest income | 867,000 | USD | evidence → |
| Noninterest expense | 2,464,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,063,000 | USD | evidence → |
| Income tax | 350,000 | USD | evidence → |
| Net income | 713,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,448,000 | USD | evidence → |
| Total capital | 17,758,000 | USD | evidence → |
| Risk-weighted assets | 104,504,000 | USD | evidence → |