Call report 2003Q4
RAMSEY NATIONAL BANK — 2003Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,377,000 | USD | evidence → |
| Total loans | 103,694,000 | USD | evidence → |
| Allowance for loan losses | 1,696,000 | USD | evidence → |
| Securities available for sale | 22,671,000 | USD | evidence → |
| Securities held to maturity | 150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,682,000 | USD | evidence → |
| Interest-bearing deposits | 111,322,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,360,000 | USD | evidence → |
| Equity capital | 17,680,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,643,000 | USD | evidence → |
| Interest expense | 2,154,000 | USD | evidence → |
| Net interest income | 5,489,000 | USD | evidence → |
| Noninterest income | 1,336,000 | USD | evidence → |
| Noninterest expense | 4,779,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 2,034,000 | USD | evidence → |
| Income tax | 676,000 | USD | evidence → |
| Net income | 1,358,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,006,000 | USD | evidence → |
| Total capital | 17,324,000 | USD | evidence → |
| Risk-weighted assets | 105,091,000 | USD | evidence → |