Call reports 2026
CITIZENS NATIONAL BANK — 2026
What CITIZENS NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,959,788,000 | 1,958,426,000 |
| Total loans | 1,333,547,000 | 1,331,748,000 |
| Allowance for loan losses | 15,983,000 | 16,265,000 |
| Securities available for sale | 420,311,000 | 444,427,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 233,000 | 127,000 |
| Total deposits | 1,748,773,000 | 1,742,533,000 |
| Interest-bearing deposits | 1,416,485,000 | 1,395,081,000 |
| Noninterest-bearing deposits | 332,288,000 | 347,452,000 |
| Equity capital | 186,973,000 | 192,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 24,258,000 | 49,067,000 |
| Interest expense | 8,272,000 | 16,586,000 |
| Net interest income | 15,986,000 | 32,481,000 |
| Noninterest income | 2,245,000 | 4,671,000 |
| Noninterest expense | 7,919,000 | 15,875,000 |
| Provision for loan losses | 600,000 | 900,000 |
| Pretax income | 9,715,000 | 20,380,000 |
| Income tax | 195,000 | 734,000 |
| Net income | 9,520,000 | 19,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 212,861,000 | 219,035,000 |
| Total capital | 229,776,000 | 236,231,000 |
| Risk-weighted assets | 1,434,390,000 | 1,452,162,000 |