Call reports 2022
CITIZENS NATIONAL BANK — 2022
What CITIZENS NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,622,047,000 | 1,653,825,000 | 1,583,901,000 | 1,543,207,000 |
| Total loans | 939,705,000 | 963,102,000 | 977,183,000 | 998,156,000 |
| Allowance for loan losses | 12,120,000 | 12,267,000 | 12,951,000 | 13,082,000 |
| Securities available for sale | 319,201,000 | 421,978,000 | 411,857,000 | 421,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,473,182,000 | 1,513,102,000 | 1,458,511,000 | 1,397,644,000 |
| Interest-bearing deposits | 1,089,688,000 | 1,109,953,000 | 1,043,325,000 | 1,007,874,000 |
| Noninterest-bearing deposits | 383,494,000 | 403,149,000 | 415,186,000 | 389,770,000 |
| Equity capital | 137,655,000 | 130,162,000 | 114,114,000 | 120,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,490,000 | 26,727,000 | 42,088,000 | 58,034,000 |
| Interest expense | 954,000 | 1,967,000 | 3,070,000 | 5,040,000 |
| Net interest income | 11,536,000 | 24,760,000 | 39,018,000 | 52,994,000 |
| Noninterest income | 1,884,000 | 3,814,000 | 5,805,000 | 7,748,000 |
| Noninterest expense | 7,134,000 | 14,349,000 | 21,713,000 | 32,250,000 |
| Provision for loan losses | 116,000 | 281,000 | 446,000 | 611,000 |
| Pretax income | 6,170,000 | 13,944,000 | 22,664,000 | 26,787,000 |
| Income tax | 85,000 | 310,000 | 587,000 | 596,000 |
| Net income | 6,085,000 | 13,634,000 | 22,077,000 | 26,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,424,000 | 157,683,000 | 162,836,000 | 163,661,000 |
| Total capital | 165,665,000 | 170,086,000 | 175,938,000 | 176,909,000 |
| Risk-weighted assets | 1,047,407,000 | 1,104,425,000 | 1,132,755,000 | 1,185,808,000 |