Call reports 2021
CITIZENS NATIONAL BANK — 2021
What CITIZENS NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,367,010,000 | 1,442,453,000 | 1,497,235,000 | 1,594,939,000 |
| Total loans | 966,561,000 | 965,093,000 | 970,067,000 | 970,723,000 |
| Allowance for loan losses | 11,743,000 | 12,047,000 | 12,042,000 | 12,031,000 |
| Securities available for sale | 130,627,000 | 136,872,000 | 147,183,000 | 214,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,210,864,000 | 1,281,786,000 | 1,333,579,000 | 1,430,220,000 |
| Interest-bearing deposits | 887,783,000 | 913,351,000 | 959,132,000 | 1,031,508,000 |
| Noninterest-bearing deposits | 323,081,000 | 368,435,000 | 374,447,000 | 398,712,000 |
| Equity capital | 142,673,000 | 146,791,000 | 150,556,000 | 152,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,648,000 | 26,534,000 | 40,152,000 | 53,877,000 |
| Interest expense | 1,046,000 | 2,045,000 | 3,005,000 | 3,962,000 |
| Net interest income | 12,602,000 | 24,489,000 | 37,147,000 | 49,915,000 |
| Noninterest income | 1,783,000 | 3,878,000 | 6,326,000 | 8,435,000 |
| Noninterest expense | 6,974,000 | 13,762,000 | 20,876,000 | 28,847,000 |
| Provision for loan losses | 318,000 | 636,000 | 653,000 | 671,000 |
| Pretax income | 7,093,000 | 13,969,000 | 21,944,000 | 28,843,000 |
| Income tax | 114,000 | 215,000 | 462,000 | 600,000 |
| Net income | 6,979,000 | 13,754,000 | 21,482,000 | 28,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,180,000 | 143,805,000 | 148,628,000 | 150,629,000 |
| Total capital | 151,984,000 | 155,767,000 | 160,761,000 | 162,766,000 |
| Risk-weighted assets | 945,368,000 | 956,840,000 | 1,001,310,000 | 1,063,329,000 |