Call reports 2019
CITIZENS NATIONAL BANK — 2019
What CITIZENS NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,102,062,000 | 1,059,779,000 | 1,101,200,000 | 1,109,006,000 |
| Total loans | 823,704,000 | 808,616,000 | 829,342,000 | 840,194,000 |
| Allowance for loan losses | 11,459,000 | 11,390,000 | 11,523,000 | 10,869,000 |
| Securities available for sale | 128,620,000 | 132,670,000 | 131,908,000 | 137,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 958,775,000 | 918,636,000 | 956,725,000 | 967,252,000 |
| Interest-bearing deposits | 796,651,000 | 745,483,000 | 782,716,000 | 783,223,000 |
| Noninterest-bearing deposits | 162,124,000 | 173,153,000 | 174,009,000 | 184,029,000 |
| Equity capital | 120,445,000 | 123,439,000 | 126,531,000 | 129,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,791,000 | 23,999,000 | 36,334,000 | 48,640,000 |
| Interest expense | 2,194,000 | 4,442,000 | 6,517,000 | 8,472,000 |
| Net interest income | 9,597,000 | 19,557,000 | 29,817,000 | 40,168,000 |
| Noninterest income | 1,333,000 | 2,851,000 | 4,453,000 | 5,408,000 |
| Noninterest expense | 5,892,000 | 12,007,000 | 18,552,000 | 25,087,000 |
| Provision for loan losses | 83,000 | 165,000 | 248,000 | -367,000 |
| Pretax income | 4,955,000 | 10,236,000 | 15,470,000 | 20,870,000 |
| Income tax | 51,000 | 171,000 | 247,000 | 252,000 |
| Net income | 4,904,000 | 10,065,000 | 15,223,000 | 20,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,235,000 | 121,827,000 | 124,184,000 | 126,954,000 |
| Total capital | 131,170,000 | 132,538,000 | 135,307,000 | 137,879,000 |
| Risk-weighted assets | 874,238,000 | 856,183,000 | 889,418,000 | 886,798,000 |