Call reports 2018
CITIZENS NATIONAL BANK — 2018
What CITIZENS NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,012,557,000 | 1,050,727,000 | 1,051,406,000 | 1,054,777,000 |
| Total loans | 782,532,000 | 797,146,000 | 812,573,000 | 812,565,000 |
| Allowance for loan losses | 11,197,000 | 11,388,000 | 11,486,000 | 11,188,000 |
| Securities available for sale | 125,991,000 | 120,880,000 | 122,888,000 | 125,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 865,709,000 | 876,740,000 | 915,148,000 | 903,982,000 |
| Interest-bearing deposits | 721,772,000 | 711,752,000 | 744,912,000 | 720,775,000 |
| Noninterest-bearing deposits | 143,937,000 | 164,988,000 | 170,236,000 | 183,207,000 |
| Equity capital | 107,960,000 | 110,362,000 | 112,402,000 | 117,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,761,000 | 22,084,000 | 33,773,000 | 45,636,000 |
| Interest expense | 1,328,000 | 2,798,000 | 4,433,000 | 6,195,000 |
| Net interest income | 9,433,000 | 19,286,000 | 29,340,000 | 39,441,000 |
| Noninterest income | 1,333,000 | 2,742,000 | 4,183,000 | 5,589,000 |
| Noninterest expense | 5,872,000 | 11,869,000 | 18,143,000 | 24,454,000 |
| Provision for loan losses | 202,000 | 405,000 | 606,000 | 688,000 |
| Pretax income | 4,782,000 | 9,844,000 | 14,955,000 | 20,067,000 |
| Income tax | 161,000 | 345,000 | 518,000 | 219,000 |
| Net income | 4,621,000 | 9,499,000 | 14,437,000 | 19,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,377,000 | 112,332,000 | 115,344,000 | 118,481,000 |
| Total capital | 119,876,000 | 123,206,000 | 126,293,000 | 129,370,000 |
| Risk-weighted assets | 839,160,000 | 869,394,000 | 875,375,000 | 870,796,000 |