Call reports 2017
CITIZENS NATIONAL BANK — 2017
What CITIZENS NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 994,582,000 | 967,363,000 | 993,920,000 | 992,640,000 |
| Total loans | 705,249,000 | 734,363,000 | 759,328,000 | 775,146,000 |
| Allowance for loan losses | 10,391,000 | 10,558,000 | 10,680,000 | 11,045,000 |
| Securities available for sale | 156,118,000 | 149,892,000 | 145,583,000 | 132,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 857,819,000 | 816,808,000 | 850,161,000 | 857,098,000 |
| Interest-bearing deposits | 715,952,000 | 673,701,000 | 690,217,000 | 709,109,000 |
| Noninterest-bearing deposits | 141,867,000 | 143,107,000 | 159,944,000 | 147,989,000 |
| Equity capital | 102,395,000 | 102,329,000 | 105,444,000 | 107,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,756,000 | 19,856,000 | 30,347,000 | 41,161,000 |
| Interest expense | 1,113,000 | 2,313,000 | 3,537,000 | 4,759,000 |
| Net interest income | 8,643,000 | 17,543,000 | 26,810,000 | 36,402,000 |
| Noninterest income | 1,409,000 | -533,000 | 927,000 | 1,843,000 |
| Noninterest expense | 5,711,000 | 11,404,000 | 17,074,000 | 23,079,000 |
| Provision for loan losses | 201,000 | 403,000 | 604,000 | 805,000 |
| Pretax income | 4,140,000 | 5,204,000 | 10,060,000 | 14,347,000 |
| Income tax | 110,000 | 17,000 | 188,000 | 314,000 |
| Net income | 4,030,000 | 5,187,000 | 9,872,000 | 14,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,439,000 | 100,952,000 | 103,991,000 | 106,507,000 |
| Total capital | 111,051,000 | 110,763,000 | 114,268,000 | 116,967,000 |
| Risk-weighted assets | 768,138,000 | 784,060,000 | 821,663,000 | 836,117,000 |