Call reports 2011
CITIZENS NATIONAL BANK — 2011
What CITIZENS NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 855,051,000 | 842,764,000 | 827,899,000 | 859,826,000 |
| Total loans | 585,720,000 | 580,563,000 | 582,915,000 | 585,372,000 |
| Allowance for loan losses | 9,008,000 | 9,117,000 | 9,180,000 | 9,323,000 |
| Securities available for sale | 135,421,000 | 134,308,000 | 130,009,000 | 132,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,876,000 | 660,729,000 | 638,641,000 | 676,219,000 |
| Interest-bearing deposits | 638,901,000 | 606,893,000 | 580,162,000 | 613,268,000 |
| Noninterest-bearing deposits | 52,976,000 | 53,837,000 | 58,479,000 | 62,951,000 |
| Equity capital | 74,581,000 | 77,236,000 | 81,380,000 | 82,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,468,000 | 19,025,000 | 28,613,000 | 37,973,000 |
| Interest expense | 3,266,000 | 6,455,000 | 9,355,000 | 11,963,000 |
| Net interest income | 6,202,000 | 12,570,000 | 19,258,000 | 26,010,000 |
| Noninterest income | 1,179,000 | 2,615,000 | 4,186,000 | 4,472,000 |
| Noninterest expense | 5,315,000 | 10,809,000 | 16,308,000 | 20,032,000 |
| Provision for loan losses | 464,000 | 674,000 | 888,000 | 1,207,000 |
| Pretax income | 1,707,000 | 3,804,000 | 7,447,000 | 10,454,000 |
| Income tax | 100,000 | 218,000 | 432,000 | 607,000 |
| Net income | 1,607,000 | 3,586,000 | 7,015,000 | 9,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,497,000 | 76,249,000 | 78,754,000 | 80,537,000 |
| Total capital | 83,168,000 | 83,988,000 | 86,522,000 | 88,308,000 |
| Risk-weighted assets | 612,250,000 | 617,976,000 | 619,992,000 | 620,100,000 |