Call reports 2001
CITIZENS NATIONAL BANK — 2001
What CITIZENS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 355,049,000 | 364,312,000 | 371,030,000 | 376,668,000 |
| Total loans | 260,523,000 | 256,750,000 | 257,139,000 | 253,515,000 |
| Allowance for loan losses | 3,138,000 | 3,187,000 | 3,242,000 | 3,234,000 |
| Securities available for sale | 58,366,000 | 69,127,000 | 77,523,000 | 73,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,811,000 | 305,642,000 | 310,658,000 | 312,507,000 |
| Interest-bearing deposits | 262,577,000 | 263,934,000 | 273,300,000 | 270,710,000 |
| Noninterest-bearing deposits | 34,234,000 | 41,708,000 | 37,358,000 | 41,797,000 |
| Equity capital | 30,997,000 | 31,464,000 | 32,822,000 | 32,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,930,000 | 13,829,000 | 20,587,000 | 27,021,000 |
| Interest expense | 3,500,000 | 6,733,000 | 9,719,000 | 12,199,000 |
| Net interest income | 3,430,000 | 7,096,000 | 10,868,000 | 14,822,000 |
| Noninterest income | 866,000 | 1,779,000 | 2,772,000 | 3,761,000 |
| Noninterest expense | 2,462,000 | 4,962,000 | 7,605,000 | 10,519,000 |
| Provision for loan losses | 84,000 | 168,000 | 249,000 | 291,000 |
| Pretax income | 1,750,000 | 3,745,000 | 5,786,000 | 7,773,000 |
| Income tax | 121,000 | 257,000 | 396,000 | 529,000 |
| Net income | 1,629,000 | 3,488,000 | 5,390,000 | 7,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,139,000 | 29,779,000 | 30,531,000 | 31,024,000 |
| Total capital | 32,277,000 | 32,966,000 | 33,773,000 | 34,258,000 |
| Risk-weighted assets | 279,112,000 | 270,066,000 | 273,051,000 | 265,583,000 |