Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,146,000 | 24,916,000 | 13,909,000 | 10,065,000 |
| Total loans | 23,778,000 | 20,824,000 | 13,213,000 | 10,311,000 |
| Allowance for loan losses | 676,000 | 777,000 | 777,000 | 777,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,625,000 | 18,763,000 | 6,307,000 | 573,000 |
| Interest-bearing deposits | 27,276,000 | 17,080,000 | 6,046,000 | 0 |
| Noninterest-bearing deposits | 2,349,000 | 1,683,000 | 261,000 | 573,000 |
| Equity capital | 6,407,000 | 6,129,000 | 5,752,000 | 5,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 913,000 | 1,299,000 | 1,497,000 |
| Interest expense | 59,000 | 96,000 | 126,000 | 152,000 |
| Net interest income | 486,000 | 817,000 | 1,173,000 | 1,345,000 |
| Noninterest income | 204,000 | 296,000 | 288,000 | 210,000 |
| Noninterest expense | 795,000 | 1,519,000 | 2,266,000 | 2,778,000 |
| Provision for loan losses | 5,000 | 152,000 | 130,000 | 130,000 |
| Pretax income | -102,000 | -550,000 | -927,000 | -1,345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -102,000 | -380,000 | -757,000 | -1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,407,000 | 6,129,000 | 5,752,000 | 5,261,000 |
| Total capital | 6,658,000 | 6,349,000 | 5,932,000 | 5,391,000 |
| Risk-weighted assets | 19,674,000 | 17,003,000 | 13,838,000 | 9,736,000 |