Call reports 2020
VICTORY STATE BANK — 2020
What VICTORY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Total assets | 363,995,000 | 403,315,000 |
| Total loans | 159,816,000 | 186,220,000 |
| Allowance for loan losses | 1,704,000 | 1,680,000 |
| Securities available for sale | 27,905,000 | 25,002,000 |
| Securities held to maturity | 109,829,000 | 98,506,000 |
| Trading assets | 0 | 0 |
| Total deposits | 318,459,000 | 362,494,000 |
| Interest-bearing deposits | 174,662,000 | 197,839,000 |
| Noninterest-bearing deposits | 143,797,000 | 164,655,000 |
| Equity capital | 38,578,000 | 33,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Interest income | 3,421,000 | 6,487,000 |
| Interest expense | 428,000 | 894,000 |
| Net interest income | 2,993,000 | 5,593,000 |
| Noninterest income | 523,000 | 749,000 |
| Noninterest expense | 2,599,000 | 4,467,000 |
| Provision for loan losses | 100,000 | 300,000 |
| Pretax income | 817,000 | 1,575,000 |
| Income tax | 204,000 | 394,000 |
| Net income | 613,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Tier 1 capital | 38,541,000 | 33,610,000 |
| Total capital | 40,245,000 | 35,290,000 |
| Risk-weighted assets | 193,110,000 | 190,794,000 |