Call reports 2009
PENNSYLVANIA BUSINESS BANK — 2009
What PENNSYLVANIA BUSINESS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 |
|---|---|
| Total assets | 116,132,000 |
| Total loans | 91,425,000 |
| Allowance for loan losses | 1,437,000 |
| Securities available for sale | 13,725,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 89,614,000 |
| Interest-bearing deposits | 84,836,000 |
| Noninterest-bearing deposits | 4,778,000 |
| Equity capital | 14,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 |
|---|---|
| Interest income | 1,488,000 |
| Interest expense | 696,000 |
| Net interest income | 792,000 |
| Noninterest income | 110,000 |
| Noninterest expense | 878,000 |
| Provision for loan losses | 15,000 |
| Pretax income | 246,000 |
| Income tax | 5,000 |
| Net income | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 |
|---|---|
| Tier 1 capital | 8,853,000 |
| Total capital | 10,057,000 |
| Risk-weighted assets | 96,085,000 |
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