Call reports 2005
PENNSYLVANIA BUSINESS BANK — 2005
What PENNSYLVANIA BUSINESS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 169,358,000 | 168,317,000 | 163,716,000 | 160,208,000 |
| Total loans | 86,128,000 | 86,730,000 | 86,001,000 | 84,756,000 |
| Allowance for loan losses | 984,000 | 849,000 | 932,000 | 1,448,000 |
| Securities available for sale | 68,877,000 | 67,558,000 | 65,566,000 | 63,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,359,000 | 129,101,000 | 124,384,000 | 124,501,000 |
| Interest-bearing deposits | 124,099,000 | 113,418,000 | 110,666,000 | 108,179,000 |
| Noninterest-bearing deposits | 16,260,000 | 15,683,000 | 13,718,000 | 16,322,000 |
| Equity capital | 9,924,000 | 10,938,000 | 10,511,000 | 9,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,233,000 | 4,544,000 | 6,930,000 | 9,345,000 |
| Interest expense | 1,005,000 | 2,090,000 | 3,233,000 | 4,420,000 |
| Net interest income | 1,228,000 | 2,454,000 | 3,697,000 | 4,925,000 |
| Noninterest income | 293,000 | 460,000 | 758,000 | 1,082,000 |
| Noninterest expense | 1,851,000 | 3,534,000 | 5,376,000 | 7,384,000 |
| Provision for loan losses | 60,000 | 1,325,000 | 1,385,000 | 1,505,000 |
| Pretax income | -390,000 | -1,945,000 | -2,306,000 | -2,882,000 |
| Income tax | -133,000 | -661,000 | -784,000 | 1,018,000 |
| Net income | -257,000 | -1,284,000 | -1,522,000 | -3,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,871,000 | 9,540,000 | 9,393,000 | 10,005,000 |
| Total capital | 10,855,000 | 10,389,000 | 10,325,000 | 11,379,000 |
| Risk-weighted assets | 115,283,000 | 116,549,000 | 115,793,000 | 109,529,000 |
Machine access — free, no API key
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