Call reports 2008
GOTHAM BANK OF NEW YORK — 2008
What GOTHAM BANK OF NEW YORK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 281,388,000 | 279,807,000 | 294,412,000 | 328,477,000 |
| Total loans | 124,129,000 | 129,974,000 | 136,759,000 | 136,454,000 |
| Allowance for loan losses | 2,046,000 | 2,102,000 | 2,240,000 | 2,208,000 |
| Securities available for sale | 129,779,000 | 137,486,000 | 140,600,000 | 152,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,006,000 | 222,972,000 | 231,604,000 | 250,247,000 |
| Interest-bearing deposits | 162,814,000 | 161,700,000 | 214,662,000 | 183,364,000 |
| Noninterest-bearing deposits | 70,192,000 | 61,272,000 | 16,942,000 | 66,883,000 |
| Equity capital | 26,867,000 | 25,841,000 | 25,745,000 | 27,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,420,000 | 6,786,000 | 10,393,000 | 13,916,000 |
| Interest expense | 1,589,000 | 2,881,000 | 4,309,000 | 5,712,000 |
| Net interest income | 1,831,000 | 3,905,000 | 6,084,000 | 8,204,000 |
| Noninterest income | 126,000 | 278,000 | 416,000 | 538,000 |
| Noninterest expense | 1,651,000 | 3,143,000 | 4,784,000 | 6,427,000 |
| Provision for loan losses | 144,000 | 199,000 | 337,000 | 301,000 |
| Pretax income | 390,000 | 1,069,000 | 1,733,000 | 2,570,000 |
| Income tax | 170,000 | 473,000 | 770,000 | 1,149,000 |
| Net income | 220,000 | 596,000 | 963,000 | 1,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,169,000 | 26,437,000 | 26,681,000 | 26,367,000 |
| Total capital | 28,069,000 | 28,436,000 | 28,765,000 | 28,310,000 |
| Risk-weighted assets | 151,842,000 | 159,837,000 | 166,530,000 | 155,151,000 |