Call reports 2007
GOTHAM BANK OF NEW YORK — 2007
What GOTHAM BANK OF NEW YORK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 225,025,000 | 231,795,000 | 271,591,000 | 283,453,000 |
| Total loans | 119,591,000 | 134,014,000 | 126,303,000 | 116,006,000 |
| Allowance for loan losses | 1,964,000 | 2,227,000 | 2,007,000 | 1,902,000 |
| Securities available for sale | 62,949,000 | 62,677,000 | 88,102,000 | 108,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,756,000 | 206,003,000 | 224,678,000 | 235,771,000 |
| Interest-bearing deposits | 133,166,000 | 143,967,000 | 161,047,000 | 165,902,000 |
| Noninterest-bearing deposits | 66,590,000 | 62,036,000 | 63,631,000 | 69,869,000 |
| Equity capital | 23,859,000 | 24,121,000 | 25,099,000 | 26,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,207,000 | 6,923,000 | 10,794,000 | 14,680,000 |
| Interest expense | 1,089,000 | 2,646,000 | 4,347,000 | 6,251,000 |
| Net interest income | 2,118,000 | 4,277,000 | 6,447,000 | 8,429,000 |
| Noninterest income | 127,000 | 258,000 | 379,000 | 499,000 |
| Noninterest expense | 1,178,000 | 2,572,000 | 3,975,000 | 5,557,000 |
| Provision for loan losses | -54,000 | 204,000 | -16,000 | 0 |
| Pretax income | 1,121,000 | 1,759,000 | 2,867,000 | 3,371,000 |
| Income tax | 478,000 | 780,000 | 1,273,000 | 1,503,000 |
| Net income | 643,000 | 979,000 | 1,594,000 | 1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,679,000 | 24,894,000 | 25,387,000 | 26,417,000 |
| Total capital | 25,870,000 | 26,326,000 | 27,176,000 | 28,140,000 |
| Risk-weighted assets | 94,506,000 | 113,042,000 | 142,930,000 | 137,660,000 |