Call reports 2006
GOTHAM BANK OF NEW YORK — 2006
What GOTHAM BANK OF NEW YORK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 211,089,000 | 230,576,000 | 212,695,000 | 203,775,000 |
| Total loans | 115,612,000 | 117,642,000 | 122,298,000 | 121,667,000 |
| Allowance for loan losses | 2,158,000 | 2,271,000 | 2,009,000 | 2,013,000 |
| Securities available for sale | 68,637,000 | 67,915,000 | 63,326,000 | 62,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,036,000 | 207,131,000 | 187,825,000 | 179,142,000 |
| Interest-bearing deposits | 109,445,000 | 110,173,000 | 111,151,000 | 108,577,000 |
| Noninterest-bearing deposits | 78,591,000 | 96,958,000 | 76,674,000 | 70,565,000 |
| Equity capital | 21,733,000 | 21,990,000 | 23,114,000 | 23,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,373,000 | 6,753,000 | 10,170,000 | 13,367,000 |
| Interest expense | 927,000 | 1,834,000 | 2,853,000 | 3,849,000 |
| Net interest income | 2,446,000 | 4,919,000 | 7,317,000 | 9,518,000 |
| Noninterest income | 113,000 | 227,000 | 349,000 | 460,000 |
| Noninterest expense | 1,293,000 | 2,671,000 | 3,996,000 | 5,439,000 |
| Provision for loan losses | -217,000 | -116,000 | -378,000 | -374,000 |
| Pretax income | 1,483,000 | 2,591,000 | 4,047,000 | 4,912,000 |
| Income tax | 561,000 | 1,180,000 | 1,861,000 | 2,223,000 |
| Net income | 922,000 | 1,411,000 | 2,186,000 | 2,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,116,000 | 23,491,000 | 24,152,000 | 24,539,000 |
| Total capital | 24,715,000 | 25,171,000 | 25,639,000 | 25,614,000 |
| Risk-weighted assets | 127,351,000 | 133,621,000 | 134,033,000 | 86,939,000 |