Call reports 2005
GOTHAM BANK OF NEW YORK — 2005
What GOTHAM BANK OF NEW YORK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 216,972,000 | 222,392,000 | 224,831,000 | 313,644,000 |
| Total loans | 111,297,000 | 122,554,000 | 122,591,000 | 121,695,000 |
| Allowance for loan losses | 2,310,000 | 2,324,000 | 2,325,000 | 2,374,000 |
| Securities available for sale | 66,500,000 | 65,596,000 | 64,336,000 | 64,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,747,000 | 200,286,000 | 202,233,000 | 291,016,000 |
| Interest-bearing deposits | 112,516,000 | 114,484,000 | 116,110,000 | 124,679,000 |
| Noninterest-bearing deposits | 83,231,000 | 85,802,000 | 86,123,000 | 166,337,000 |
| Equity capital | 19,901,000 | 20,711,000 | 21,020,000 | 21,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,292,000 | 4,993,000 | 7,882,000 | 11,132,000 |
| Interest expense | 314,000 | 715,000 | 1,247,000 | 2,045,000 |
| Net interest income | 1,978,000 | 4,278,000 | 6,635,000 | 9,087,000 |
| Noninterest income | 113,000 | 248,000 | 367,000 | 475,000 |
| Noninterest expense | 764,000 | 1,961,000 | 3,196,000 | 4,448,000 |
| Provision for loan losses | 0 | 0 | 0 | 48,000 |
| Pretax income | 1,327,000 | 2,526,000 | 3,767,000 | 5,037,000 |
| Income tax | 625,000 | 1,234,000 | 1,706,000 | 2,287,000 |
| Net income | 702,000 | 1,292,000 | 2,061,000 | 2,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,910,000 | 21,385,000 | 22,040,000 | 22,614,000 |
| Total capital | 22,474,000 | 23,056,000 | 23,732,000 | 24,484,000 |
| Risk-weighted assets | 124,395,000 | 133,064,000 | 134,687,000 | 149,119,000 |