Call reports 2004
GOTHAM BANK OF NEW YORK — 2004
What GOTHAM BANK OF NEW YORK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 168,152,000 | 169,091,000 | 193,705,000 | 363,544,000 |
| Total loans | 75,148,000 | 86,470,000 | 96,090,000 | 96,718,000 |
| Allowance for loan losses | 2,268,000 | 2,299,000 | 2,269,000 | 2,306,000 |
| Securities available for sale | 63,363,000 | 62,206,000 | 56,945,000 | 64,732,000 |
| Securities held to maturity | 350,000 | 350,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,656,000 | 148,494,000 | 172,061,000 | 342,510,000 |
| Interest-bearing deposits | 81,401,000 | 78,249,000 | 99,487,000 | 98,261,000 |
| Noninterest-bearing deposits | 65,255,000 | 70,245,000 | 72,574,000 | 244,249,000 |
| Equity capital | 20,352,000 | 19,404,000 | 20,066,000 | 20,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,122,000 | 4,897,000 | 7,065,000 |
| Interest expense | 143,000 | 290,000 | 484,000 | 750,000 |
| Net interest income | 1,414,000 | 2,832,000 | 4,413,000 | 6,315,000 |
| Noninterest income | 132,000 | 260,000 | 367,000 | 476,000 |
| Noninterest expense | 1,054,000 | 2,032,000 | 3,084,000 | 4,302,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 542,000 | 1,159,000 | 1,775,000 | 2,641,000 |
| Income tax | 241,000 | 540,000 | 792,000 | 1,159,000 |
| Net income | 301,000 | 619,000 | 983,000 | 1,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,789,000 | 19,993,000 | 20,242,000 | 20,627,000 |
| Total capital | 20,873,000 | 21,186,000 | 21,602,000 | 22,408,000 |
| Risk-weighted assets | 84,782,000 | 94,311,000 | 107,896,000 | 141,952,000 |