Call reports 2003
GOTHAM BANK OF NEW YORK — 2003
What GOTHAM BANK OF NEW YORK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 154,030,000 | 169,730,000 | 167,381,000 | 225,453,000 |
| Total loans | 64,021,000 | 70,358,000 | 74,569,000 | 70,591,000 |
| Allowance for loan losses | 2,273,000 | 2,321,000 | 2,322,000 | 2,240,000 |
| Securities available for sale | 77,018,000 | 67,130,000 | 71,213,000 | 70,450,000 |
| Securities held to maturity | 649,000 | 650,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,342,000 | 147,484,000 | 145,796,000 | 204,808,000 |
| Interest-bearing deposits | 80,821,000 | 86,141,000 | 81,936,000 | 72,824,000 |
| Noninterest-bearing deposits | 51,521,000 | 61,343,000 | 63,860,000 | 131,984,000 |
| Equity capital | 20,019,000 | 20,638,000 | 20,283,000 | 19,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,317,000 | 4,856,000 | 6,394,000 |
| Interest expense | 197,000 | 394,000 | 560,000 | 716,000 |
| Net interest income | 1,585,000 | 2,923,000 | 4,296,000 | 5,678,000 |
| Noninterest income | 121,000 | 248,000 | 362,000 | 477,000 |
| Noninterest expense | 1,086,000 | 2,105,000 | 3,184,000 | 4,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 620,000 | 2,275,000 | 2,693,000 | 2,975,000 |
| Income tax | 275,000 | 1,032,000 | 1,212,000 | 1,312,000 |
| Net income | 345,000 | 1,243,000 | 1,481,000 | 1,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,981,000 | 19,702,000 | 19,825,000 | 19,893,000 |
| Total capital | 18,918,000 | 20,705,000 | 20,888,000 | 21,096,000 |
| Risk-weighted assets | 73,607,000 | 83,332,000 | 83,758,000 | 95,227,000 |