Call reports 2019
LOUISA COMMUNITY BANK — 2019
What LOUISA COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 31,444,000 | 29,726,000 | 28,163,000 |
| Total loans | 22,236,000 | 21,637,000 | 21,204,000 |
| Allowance for loan losses | 365,000 | 624,000 | 707,000 |
| Securities available for sale | 691,000 | 698,000 | 664,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 27,316,000 | 26,473,000 | 25,174,000 |
| Interest-bearing deposits | 23,648,000 | 23,160,000 | 21,896,000 |
| Noninterest-bearing deposits | 3,668,000 | 3,313,000 | 3,278,000 |
| Equity capital | 2,255,000 | 1,364,000 | 1,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 322,000 | 596,000 | 895,000 |
| Interest expense | 97,000 | 198,000 | 299,000 |
| Net interest income | 225,000 | 398,000 | 596,000 |
| Noninterest income | 54,000 | 83,000 | 111,000 |
| Noninterest expense | 591,000 | 1,120,000 | 1,604,000 |
| Provision for loan losses | 0 | 570,000 | 570,000 |
| Pretax income | -312,000 | -1,209,000 | -1,467,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -312,000 | -1,209,000 | -1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 1,485,000 | 587,000 | 333,000 |
| Total capital | 1,796,000 | 876,000 | 608,000 |
| Risk-weighted assets | 24,882,000 | 22,840,000 | 21,574,000 |