Call reports 2018
LOUISA COMMUNITY BANK — 2018
What LOUISA COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 35,980,000 | 34,696,000 | 33,489,000 | 32,369,000 |
| Total loans | 32,337,000 | 29,562,000 | 26,561,000 | 23,742,000 |
| Allowance for loan losses | 642,000 | 592,000 | 624,000 | 405,000 |
| Securities available for sale | 359,000 | 341,000 | 314,000 | 300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,256,000 | 29,247,000 | 28,375,000 | 27,921,000 |
| Interest-bearing deposits | 26,917,000 | 25,829,000 | 25,059,000 | 24,683,000 |
| Noninterest-bearing deposits | 3,339,000 | 3,418,000 | 3,316,000 | 3,238,000 |
| Equity capital | 3,710,000 | 3,552,000 | 3,208,000 | 2,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 865,000 | 1,247,000 | 1,567,000 |
| Interest expense | 103,000 | 208,000 | 308,000 | 410,000 |
| Net interest income | 340,000 | 657,000 | 939,000 | 1,157,000 |
| Noninterest income | 61,000 | 128,000 | 58,000 | 114,000 |
| Noninterest expense | 611,000 | 1,153,000 | 1,549,000 | 2,167,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 710,000 |
| Pretax income | -210,000 | -368,000 | -702,000 | -1,606,000 |
| Income tax | 0 | 0 | 0 | -322,000 |
| Net income | -210,000 | -368,000 | -702,000 | -1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,386,000 | 3,228,000 | 2,767,000 | 2,109,000 |
| Total capital | 3,802,000 | 3,620,000 | 3,132,000 | 2,431,000 |
| Risk-weighted assets | 33,063,000 | 31,201,000 | 28,957,000 | 25,694,000 |