Call reports 2017
LOUISA COMMUNITY BANK — 2017
What LOUISA COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,920,000 | 36,821,000 | 38,509,000 | 37,200,000 |
| Total loans | 32,262,000 | 32,696,000 | 33,831,000 | 33,064,000 |
| Allowance for loan losses | 494,000 | 683,000 | 637,000 | 636,000 |
| Securities available for sale | 437,000 | 420,000 | 397,000 | 376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,369,000 | 30,655,000 | 32,453,000 | 30,513,000 |
| Interest-bearing deposits | 26,827,000 | 27,492,000 | 29,123,000 | 26,965,000 |
| Noninterest-bearing deposits | 3,542,000 | 3,163,000 | 3,330,000 | 3,548,000 |
| Equity capital | 4,612,000 | 4,230,000 | 4,125,000 | 3,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 892,000 | 1,320,000 | 1,792,000 |
| Interest expense | 89,000 | 184,000 | 289,000 | 395,000 |
| Net interest income | 344,000 | 708,000 | 1,031,000 | 1,397,000 |
| Noninterest income | 65,000 | 131,000 | 194,000 | 239,000 |
| Noninterest expense | 416,000 | 936,000 | 1,453,000 | 2,005,000 |
| Provision for loan losses | 0 | 290,000 | 320,000 | 340,000 |
| Pretax income | -7,000 | -387,000 | -548,000 | -709,000 |
| Income tax | 0 | 0 | -52,000 | 66,000 |
| Net income | -7,000 | -387,000 | -496,000 | -775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,336,000 | 3,956,000 | 3,847,000 | 3,596,000 |
| Total capital | 4,745,000 | 4,373,000 | 4,275,000 | 4,021,000 |
| Risk-weighted assets | 32,591,000 | 33,038,000 | 34,052,000 | 33,784,000 |