Call reports 2013
LOUISA COMMUNITY BANK — 2013
What LOUISA COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 29,271,000 | 28,895,000 | 28,792,000 | 29,372,000 |
| Total loans | 22,957,000 | 23,294,000 | 23,593,000 | 24,064,000 |
| Allowance for loan losses | 252,000 | 252,000 | 255,000 | 390,000 |
| Securities available for sale | 1,366,000 | 1,203,000 | 1,091,000 | 1,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,478,000 | 24,031,000 | 23,779,000 | 24,413,000 |
| Interest-bearing deposits | 21,993,000 | 21,386,000 | 21,032,000 | 21,697,000 |
| Noninterest-bearing deposits | 2,485,000 | 2,645,000 | 2,747,000 | 2,716,000 |
| Equity capital | 4,247,000 | 4,323,000 | 4,463,000 | 4,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 692,000 | 1,051,000 | 1,416,000 |
| Interest expense | 50,000 | 99,000 | 146,000 | 192,000 |
| Net interest income | 292,000 | 593,000 | 905,000 | 1,224,000 |
| Noninterest income | 73,000 | 149,000 | 222,000 | 298,000 |
| Noninterest expense | 288,000 | 574,000 | 849,000 | 1,132,000 |
| Provision for loan losses | 137,000 | 130,000 | 133,000 | 139,000 |
| Pretax income | -60,000 | 38,000 | 145,000 | 251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -60,000 | 38,000 | 145,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,175,000 | 4,273,000 | 4,403,000 | 4,434,000 |
| Total capital | 4,427,000 | 4,525,000 | 4,658,000 | 4,732,000 |
| Risk-weighted assets | 22,990,000 | 23,278,000 | 23,557,000 | 23,715,000 |