Call reports 2012
LOUISA COMMUNITY BANK — 2012
What LOUISA COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,661,000 | 29,062,000 | 29,527,000 | 29,321,000 |
| Total loans | 23,767,000 | 23,557,000 | 23,416,000 | 23,119,000 |
| Allowance for loan losses | 541,000 | 582,000 | 416,000 | 414,000 |
| Securities available for sale | 2,103,000 | 1,894,000 | 1,713,000 | 1,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,277,000 | 23,332,000 | 24,115,000 | 24,383,000 |
| Interest-bearing deposits | 21,474,000 | 20,641,000 | 21,562,000 | 21,389,000 |
| Noninterest-bearing deposits | 2,803,000 | 2,691,000 | 2,553,000 | 2,994,000 |
| Equity capital | 4,274,000 | 4,312,000 | 4,345,000 | 4,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 735,000 | 1,102,000 | 1,460,000 |
| Interest expense | 63,000 | 118,000 | 177,000 | 231,000 |
| Net interest income | 308,000 | 617,000 | 925,000 | 1,229,000 |
| Noninterest income | 73,000 | 146,000 | 218,000 | 291,000 |
| Noninterest expense | 290,000 | 594,000 | 906,000 | 1,226,000 |
| Provision for loan losses | 40,000 | 85,000 | 128,000 | 128,000 |
| Pretax income | 51,000 | 84,000 | 109,000 | 166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 84,000 | 109,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,187,000 | 4,220,000 | 4,245,000 | 4,227,000 |
| Total capital | 4,478,000 | 4,508,000 | 4,533,000 | 4,517,000 |
| Risk-weighted assets | 23,059,000 | 22,772,000 | 22,939,000 | 23,086,000 |