Call reports 2011
LOUISA COMMUNITY BANK — 2011
What LOUISA COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 27,107,000 | 28,054,000 | 28,309,000 | 29,094,000 |
| Total loans | 21,787,000 | 22,054,000 | 22,790,000 | 23,709,000 |
| Allowance for loan losses | 343,000 | 385,000 | 448,000 | 498,000 |
| Securities available for sale | 2,781,000 | 2,682,000 | 2,556,000 | 2,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,337,000 | 20,358,000 | 21,271,000 | 22,268,000 |
| Interest-bearing deposits | 17,268,000 | 18,349,000 | 18,885,000 | 20,052,000 |
| Noninterest-bearing deposits | 2,069,000 | 2,009,000 | 2,386,000 | 2,216,000 |
| Equity capital | 3,987,000 | 4,072,000 | 4,124,000 | 4,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 708,000 | 1,078,000 | 1,453,000 |
| Interest expense | 64,000 | 127,000 | 189,000 | 252,000 |
| Net interest income | 283,000 | 581,000 | 889,000 | 1,201,000 |
| Noninterest income | 58,000 | 132,000 | 215,000 | 288,000 |
| Noninterest expense | 280,000 | 567,000 | 867,000 | 1,150,000 |
| Provision for loan losses | 30,000 | 70,000 | 132,000 | 182,000 |
| Pretax income | 31,000 | 76,000 | 105,000 | 157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 76,000 | 105,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,957,000 | 4,002,000 | 4,031,000 | 4,083,000 |
| Total capital | 4,221,000 | 4,271,000 | 4,309,000 | 4,371,000 |
| Risk-weighted assets | 21,066,000 | 21,411,000 | 22,033,000 | 22,795,000 |