Call reports 2010
LOUISA COMMUNITY BANK — 2010
What LOUISA COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 24,647,000 | 24,431,000 | 24,372,000 | 25,581,000 |
| Total loans | 17,318,000 | 18,437,000 | 19,569,000 | 19,943,000 |
| Allowance for loan losses | 277,000 | 324,000 | 341,000 | 460,000 |
| Securities available for sale | 3,496,000 | 3,353,000 | 2,206,000 | 3,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,461,000 | 16,978,000 | 17,587,000 | 19,249,000 |
| Interest-bearing deposits | 15,250,000 | 15,222,000 | 15,763,000 | 16,157,000 |
| Noninterest-bearing deposits | 2,210,000 | 1,756,000 | 1,824,000 | 3,092,000 |
| Equity capital | 4,108,000 | 4,092,000 | 4,087,000 | 3,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 609,000 | 956,000 | 1,271,000 |
| Interest expense | 75,000 | 147,000 | 218,000 | 288,000 |
| Net interest income | 222,000 | 462,000 | 738,000 | 983,000 |
| Noninterest income | 51,000 | 112,000 | 167,000 | 222,000 |
| Noninterest expense | 257,000 | 542,000 | 828,000 | 1,170,000 |
| Provision for loan losses | 23,000 | 69,000 | 100,000 | 220,000 |
| Pretax income | -7,000 | -37,000 | -23,000 | -180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | -37,000 | -23,000 | -180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,018,000 | 3,989,000 | 4,003,000 | 3,845,000 |
| Total capital | 4,240,000 | 4,217,000 | 4,238,000 | 4,089,000 |
| Risk-weighted assets | 17,696,000 | 18,165,000 | 18,730,000 | 19,342,000 |