Call reports 2006
LOUISA COMMUNITY BANK — 2006
What LOUISA COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 6,021,000 | 6,453,000 |
| Total loans | 243,000 | 1,327,000 |
| Allowance for loan losses | 3,000 | 17,000 |
| Securities available for sale | 731,000 | 1,673,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 927,000 | 1,060,000 |
| Interest-bearing deposits | 781,000 | 653,000 |
| Noninterest-bearing deposits | 146,000 | 407,000 |
| Equity capital | 5,080,000 | 5,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 40,000 | 124,000 |
| Interest expense | 2,000 | 6,000 |
| Net interest income | 38,000 | 118,000 |
| Noninterest income | 62,000 | 69,000 |
| Noninterest expense | 322,000 | 576,000 |
| Provision for loan losses | 3,000 | 20,000 |
| Pretax income | -225,000 | -409,000 |
| Income tax | 0 | 0 |
| Net income | -225,000 | -409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 5,080,000 | 5,352,000 |
| Total capital | 5,083,000 | 5,369,000 |
| Risk-weighted assets | 1,562,000 | 2,466,000 |