Call reports 2005
STATE BANK OF STREETER — 2005
What STATE BANK OF STREETER reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 8,573,000 | 8,631,000 | 8,519,000 | 8,547,000 |
| Total loans | 5,271,000 | 5,365,000 | 5,984,000 | 5,847,000 |
| Allowance for loan losses | 43,000 | 43,000 | 43,000 | 43,000 |
| Securities available for sale | 398,000 | 403,000 | 398,000 | 395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,021,000 | 7,034,000 | 6,912,000 | 7,117,000 |
| Interest-bearing deposits | 6,022,000 | 6,119,000 | 5,991,000 | 5,740,000 |
| Noninterest-bearing deposits | 999,000 | 915,000 | 921,000 | 1,377,000 |
| Equity capital | 1,264,000 | 1,303,000 | 1,308,000 | 1,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 114,000 | 224,000 | 344,000 | 467,000 |
| Interest expense | 27,000 | 58,000 | 93,000 | 128,000 |
| Net interest income | 87,000 | 166,000 | 251,000 | 339,000 |
| Noninterest income | 9,000 | 16,000 | 23,000 | 30,000 |
| Noninterest expense | 72,000 | 124,000 | 187,000 | 289,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 58,000 | 87,000 | 80,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 24,000 | 58,000 | 87,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,266,000 | 1,300,000 | 1,309,000 | 1,240,000 |
| Total capital | 1,309,000 | 1,343,000 | 1,352,000 | 1,283,000 |
| Risk-weighted assets | 6,278,000 | 6,369,000 | 6,857,000 | 6,757,000 |