Call reports 2004
STATE BANK OF STREETER — 2004
What STATE BANK OF STREETER reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 8,082,000 | 7,782,000 | 7,799,000 | 8,436,000 |
| Total loans | 5,100,000 | 5,299,000 | 5,507,000 | 5,560,000 |
| Allowance for loan losses | 38,000 | 36,000 | 40,000 | 40,000 |
| Securities available for sale | 312,000 | 300,000 | 408,000 | 405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,652,000 | 6,334,000 | 6,234,000 | 6,909,000 |
| Interest-bearing deposits | 5,635,000 | 5,378,000 | 5,431,000 | 5,842,000 |
| Noninterest-bearing deposits | 1,017,000 | 956,000 | 803,000 | 1,067,000 |
| Equity capital | 1,249,000 | 1,260,000 | 1,276,000 | 1,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 92,000 | 188,000 | 283,000 | 382,000 |
| Interest expense | 22,000 | 42,000 | 64,000 | 87,000 |
| Net interest income | 70,000 | 146,000 | 219,000 | 295,000 |
| Noninterest income | 10,000 | 18,000 | 27,000 | 34,000 |
| Noninterest expense | 73,000 | 130,000 | 202,000 | 285,000 |
| Provision for loan losses | 0 | 4,000 | 4,000 | 4,000 |
| Pretax income | 7,000 | 30,000 | 40,000 | 40,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 0 |
| Net income | 5,000 | 27,000 | 36,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,237,000 | 1,260,000 | 1,276,000 | 1,242,000 |
| Total capital | 1,275,000 | 1,296,000 | 1,316,000 | 1,282,000 |
| Risk-weighted assets | 5,937,000 | 6,044,000 | 6,242,000 | 6,456,000 |