Call reports 2003
STATE BANK OF STREETER — 2003
What STATE BANK OF STREETER reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 8,267,000 | 8,265,000 | 8,358,000 | 8,126,000 |
| Total loans | 5,331,000 | 5,754,000 | 5,831,000 | 5,273,000 |
| Allowance for loan losses | 124,000 | 154,000 | 37,000 | 35,000 |
| Securities available for sale | 409,000 | 313,000 | 309,000 | 307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,827,000 | 6,774,000 | 6,888,000 | 6,707,000 |
| Interest-bearing deposits | 5,925,000 | 6,010,000 | 6,013,000 | 5,726,000 |
| Noninterest-bearing deposits | 902,000 | 764,000 | 875,000 | 981,000 |
| Equity capital | 1,244,000 | 1,298,000 | 1,274,000 | 1,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 110,000 | 259,000 | 355,000 | 446,000 |
| Interest expense | 36,000 | 67,000 | 94,000 | 116,000 |
| Net interest income | 74,000 | 192,000 | 261,000 | 330,000 |
| Noninterest income | 13,000 | 25,000 | 41,000 | 34,000 |
| Noninterest expense | 81,000 | 131,000 | 191,000 | 272,000 |
| Provision for loan losses | 0 | 30,000 | 75,000 | 91,000 |
| Pretax income | 6,000 | 56,000 | 36,000 | 1,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 0 |
| Net income | 5,000 | 55,000 | 34,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,236,000 | 1,298,000 | 1,266,000 | 1,231,000 |
| Total capital | 1,314,000 | 1,381,000 | 1,303,000 | 1,266,000 |
| Risk-weighted assets | 6,229,000 | 6,537,000 | 6,702,000 | 6,116,000 |