Call reports 2002
STATE BANK OF STREETER — 2002
What STATE BANK OF STREETER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 8,970,000 | 8,919,000 | 8,643,000 | 8,574,000 |
| Total loans | 6,287,000 | 6,033,000 | 6,259,000 | 5,873,000 |
| Allowance for loan losses | 144,000 | 146,000 | 147,000 | 124,000 |
| Securities available for sale | 579,000 | 601,000 | 401,000 | 108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,457,000 | 7,390,000 | 7,114,000 | 7,097,000 |
| Interest-bearing deposits | 6,406,000 | 6,306,000 | 6,231,000 | 6,230,000 |
| Noninterest-bearing deposits | 1,051,000 | 1,084,000 | 883,000 | 867,000 |
| Equity capital | 1,306,000 | 1,323,000 | 1,318,000 | 1,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 165,000 | 309,000 | 435,000 | 539,000 |
| Interest expense | 57,000 | 106,000 | 151,000 | 194,000 |
| Net interest income | 108,000 | 203,000 | 284,000 | 345,000 |
| Noninterest income | 14,000 | 27,000 | 37,000 | 47,000 |
| Noninterest expense | 67,000 | 125,000 | 193,000 | 281,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 55,000 | 105,000 | 128,000 | 81,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 10,000 |
| Net income | 53,000 | 100,000 | 120,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,323,000 | 1,320,000 | 1,315,000 | 1,266,000 |
| Total capital | 1,410,000 | 1,407,000 | 1,405,000 | 1,350,000 |
| Risk-weighted assets | 7,092,000 | 6,902,000 | 7,112,000 | 6,710,000 |