Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,856,000 | USD | evidence → |
| Total loans | 19,421,000 | USD | evidence → |
| Allowance for loan losses | 387,000 | USD | evidence → |
| Securities available for sale | 2,017,000 | USD | evidence → |
| Securities held to maturity | 545,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 22,804,000 | USD | evidence → |
| Interest-bearing deposits | 19,915,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,889,000 | USD | evidence → |
| Equity capital | 2,024,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,456,000 | USD | evidence → |
| Interest expense | 480,000 | USD | evidence → |
| Net interest income | 976,000 | USD | evidence → |
| Noninterest income | 161,000 | USD | evidence → |
| Noninterest expense | 978,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 114,000 | USD | evidence → |
| Income tax | 31,000 | USD | evidence → |
| Net income | 83,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,031,000 | USD | evidence → |
| Total capital | 2,248,000 | USD | evidence → |
| Risk-weighted assets | 17,228,000 | USD | evidence → |