Call reports 2005
NATIONAL BANK OF DAVIS, THE — 2005
What NATIONAL BANK OF DAVIS, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 25,917,000 | 25,028,000 | 26,013,000 |
| Total loans | 8,261,000 | 8,389,000 | 8,709,000 |
| Allowance for loan losses | 166,000 | 166,000 | 167,000 |
| Securities available for sale | 8,305,000 | 8,081,000 | 7,425,000 |
| Securities held to maturity | 2,579,000 | 2,545,000 | 2,451,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 24,185,000 | 23,205,000 | 24,190,000 |
| Interest-bearing deposits | 17,796,000 | 17,296,000 | 18,385,000 |
| Noninterest-bearing deposits | 6,389,000 | 5,909,000 | 5,805,000 |
| Equity capital | 1,643,000 | 1,728,000 | 1,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 288,000 | 585,000 | 891,000 |
| Interest expense | 62,000 | 120,000 | 179,000 |
| Net interest income | 226,000 | 465,000 | 712,000 |
| Noninterest income | 27,000 | 55,000 | 83,000 |
| Noninterest expense | 231,000 | 466,000 | 689,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 22,000 | 54,000 | 107,000 |
| Income tax | 0 | 0 | 6,000 |
| Net income | 22,000 | 54,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 1,735,000 | 1,767,000 | 1,814,000 |
| Total capital | 1,869,000 | 1,900,000 | 1,953,000 |
| Risk-weighted assets | 10,651,000 | 10,631,000 | 11,118,000 |