Call reports 2004
NATIONAL BANK OF DAVIS, THE — 2004
What NATIONAL BANK OF DAVIS, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,021,000 | 24,387,000 | 25,597,000 | 25,725,000 |
| Total loans | 8,247,000 | 8,554,000 | 8,503,000 | 8,405,000 |
| Allowance for loan losses | 177,000 | 180,000 | 181,000 | 165,000 |
| Securities available for sale | 9,541,000 | 11,429,000 | 10,560,000 | 7,321,000 |
| Securities held to maturity | 1,903,000 | 0 | 0 | 2,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,276,000 | 22,793,000 | 23,757,000 | 23,920,000 |
| Interest-bearing deposits | 18,905,000 | 18,137,000 | 17,828,000 | 18,176,000 |
| Noninterest-bearing deposits | 5,371,000 | 4,656,000 | 5,929,000 | 5,744,000 |
| Equity capital | 1,627,000 | 1,505,000 | 1,706,000 | 1,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 610,000 | 904,000 | 1,202,000 |
| Interest expense | 72,000 | 139,000 | 202,000 | 271,000 |
| Net interest income | 233,000 | 471,000 | 702,000 | 931,000 |
| Noninterest income | 26,000 | 49,000 | 76,000 | 101,000 |
| Noninterest expense | 221,000 | 438,000 | 653,000 | 889,000 |
| Provision for loan losses | 2,000 | 5,000 | 11,000 | 15,000 |
| Pretax income | 34,000 | 75,000 | 86,000 | 99,000 |
| Income tax | 0 | 3,000 | 5,000 | -11,000 |
| Net income | 34,000 | 72,000 | 81,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,663,000 | 1,701,000 | 1,710,000 | 1,713,000 |
| Total capital | 1,804,000 | 1,842,000 | 1,846,000 | 1,849,000 |
| Risk-weighted assets | 11,254,000 | 11,234,000 | 10,812,000 | 10,863,000 |