Call reports 2003
NATIONAL BANK OF DAVIS, THE — 2003
What NATIONAL BANK OF DAVIS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,128,000 | 24,671,000 | 24,659,000 | 24,583,000 |
| Total loans | 9,115,000 | 8,672,000 | 8,310,000 | 7,877,000 |
| Allowance for loan losses | 156,000 | 162,000 | 168,000 | 172,000 |
| Securities available for sale | 6,106,000 | 6,593,000 | 8,463,000 | 8,821,000 |
| Securities held to maturity | 2,051,000 | 2,051,000 | 1,951,000 | 1,903,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,359,000 | 22,848,000 | 23,037,000 | 22,894,000 |
| Interest-bearing deposits | 18,504,000 | 18,614,000 | 18,176,000 | 17,877,000 |
| Noninterest-bearing deposits | 4,855,000 | 4,234,000 | 4,861,000 | 5,017,000 |
| Equity capital | 1,594,000 | 1,640,000 | 1,519,000 | 1,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 626,000 | 918,000 | 1,270,000 |
| Interest expense | 106,000 | 205,000 | 293,000 | 372,000 |
| Net interest income | 211,000 | 421,000 | 625,000 | 898,000 |
| Noninterest income | 31,000 | 57,000 | 85,000 | 115,000 |
| Noninterest expense | 213,000 | 411,000 | 611,000 | 847,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 23,000 | 55,000 | 83,000 | 145,000 |
| Income tax | 0 | 0 | 3,000 | 2,000 |
| Net income | 23,000 | 55,000 | 80,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,559,000 | 1,590,000 | 1,615,000 | 1,629,000 |
| Total capital | 1,700,000 | 1,727,000 | 1,751,000 | 1,762,000 |
| Risk-weighted assets | 11,233,000 | 10,944,000 | 10,879,000 | 10,623,000 |