Call reports 2002
NATIONAL BANK OF DAVIS, THE — 2002
What NATIONAL BANK OF DAVIS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,243,000 | 20,548,000 | 23,261,000 | 23,751,000 |
| Total loans | 8,662,000 | 9,074,000 | 9,215,000 | 9,574,000 |
| Allowance for loan losses | 140,000 | 145,000 | 144,000 | 150,000 |
| Securities available for sale | 5,614,000 | 6,406,000 | 6,184,000 | 6,908,000 |
| Securities held to maturity | 2,277,000 | 2,278,000 | 2,202,000 | 2,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,805,000 | 18,824,000 | 21,478,000 | 21,950,000 |
| Interest-bearing deposits | 14,720,000 | 14,390,000 | 17,528,000 | 17,520,000 |
| Noninterest-bearing deposits | 4,085,000 | 4,434,000 | 3,950,000 | 4,430,000 |
| Equity capital | 1,399,000 | 1,556,000 | 1,592,000 | 1,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 647,000 | 975,000 | 1,320,000 |
| Interest expense | 113,000 | 219,000 | 335,000 | 452,000 |
| Net interest income | 209,000 | 428,000 | 640,000 | 868,000 |
| Noninterest income | 26,000 | 53,000 | 83,000 | 108,000 |
| Noninterest expense | 201,000 | 400,000 | 611,000 | 824,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 28,000 | 69,000 | 94,000 | 131,000 |
| Income tax | 0 | 4,000 | 9,000 | 10,000 |
| Net income | 28,000 | 65,000 | 85,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,483,000 | 1,520,000 | 1,540,000 | 1,536,000 |
| Total capital | 1,610,000 | 1,650,000 | 1,676,000 | 1,678,000 |
| Risk-weighted assets | 10,136,000 | 10,377,000 | 11,051,000 | 11,333,000 |