Call reports 2001
NATIONAL BANK OF DAVIS, THE — 2001
What NATIONAL BANK OF DAVIS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,055,000 | 19,273,000 | 19,115,000 | 19,995,000 |
| Total loans | 8,431,000 | 8,962,000 | 8,727,000 | 9,156,000 |
| Allowance for loan losses | 140,000 | 142,000 | 148,000 | 147,000 |
| Securities available for sale | 5,601,000 | 5,638,000 | 5,623,000 | 5,325,000 |
| Securities held to maturity | 1,472,000 | 1,622,000 | 1,932,000 | 2,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,484,000 | 17,704,000 | 17,435,000 | 18,474,000 |
| Interest-bearing deposits | 13,047,000 | 13,483,000 | 13,710,000 | 14,266,000 |
| Noninterest-bearing deposits | 4,437,000 | 4,221,000 | 3,725,000 | 4,208,000 |
| Equity capital | 1,446,000 | 1,461,000 | 1,536,000 | 1,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 661,000 | 1,003,000 | 1,321,000 |
| Interest expense | 124,000 | 249,000 | 376,000 | 501,000 |
| Net interest income | 215,000 | 412,000 | 627,000 | 820,000 |
| Noninterest income | 20,000 | 39,000 | 66,000 | 103,000 |
| Noninterest expense | 182,000 | 369,000 | 558,000 | 773,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 47,000 | 70,000 | 116,000 | 125,000 |
| Income tax | 14,000 | 20,000 | 35,000 | 33,000 |
| Net income | 33,000 | 50,000 | 81,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,436,000 | 1,453,000 | 1,484,000 | 1,455,000 |
| Total capital | 1,551,000 | 1,575,000 | 1,604,000 | 1,580,000 |
| Risk-weighted assets | 9,170,000 | 9,740,000 | 9,540,000 | 10,002,000 |