Call reports 2016
FIRST NATIONAL BANK OF JACKSON, THE — 2016
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 111,190,000 | 109,329,000 | 108,710,000 | 106,352,000 |
| Total loans | 41,440,000 | 38,183,000 | 38,553,000 | 38,255,000 |
| Allowance for loan losses | 264,000 | 248,000 | 243,000 | 242,000 |
| Securities available for sale | 52,614,000 | 55,319,000 | 53,185,000 | 55,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,031,000 | 92,474,000 | 92,143,000 | 90,912,000 |
| Interest-bearing deposits | 75,069,000 | 74,112,000 | 74,465,000 | 73,853,000 |
| Noninterest-bearing deposits | 19,962,000 | 18,362,000 | 17,678,000 | 17,059,000 |
| Equity capital | 15,512,000 | 15,853,000 | 15,813,000 | 14,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,734,000 | 2,561,000 | 3,411,000 |
| Interest expense | 142,000 | 285,000 | 431,000 | 582,000 |
| Net interest income | 695,000 | 1,449,000 | 2,130,000 | 2,829,000 |
| Noninterest income | 119,000 | 241,000 | 379,000 | 493,000 |
| Noninterest expense | 768,000 | 1,566,000 | 2,406,000 | 3,257,000 |
| Provision for loan losses | 0 | -22,000 | -22,000 | -19,000 |
| Pretax income | 52,000 | 153,000 | 132,000 | 91,000 |
| Income tax | 18,000 | 37,000 | 57,000 | 76,000 |
| Net income | 34,000 | 116,000 | 75,000 | 15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,102,000 | 15,170,000 | 15,130,000 | 15,048,000 |
| Total capital | 15,366,000 | 15,418,000 | 15,373,000 | 15,290,000 |
| Risk-weighted assets | 46,236,000 | 43,012,000 | 42,935,000 | 43,634,000 |