Call reports 2013
FIRST NATIONAL BANK OF JACKSON, THE — 2013
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 109,462,000 | 103,045,000 | 103,502,000 | 102,394,000 |
| Total loans | 40,382,000 | 45,504,000 | 45,675,000 | 45,043,000 |
| Allowance for loan losses | 403,000 | 440,000 | 455,000 | 452,000 |
| Securities available for sale | 47,534,000 | 44,847,000 | 45,844,000 | 45,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,510,000 | 88,003,000 | 86,118,000 | 87,251,000 |
| Interest-bearing deposits | 78,868,000 | 73,245,000 | 71,480,000 | 71,902,000 |
| Noninterest-bearing deposits | 14,642,000 | 14,758,000 | 14,638,000 | 15,349,000 |
| Equity capital | 15,321,000 | 14,363,000 | 14,376,000 | 13,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 875,000 | 1,728,000 | 2,621,000 | 3,504,000 |
| Interest expense | 154,000 | 306,000 | 453,000 | 602,000 |
| Net interest income | 721,000 | 1,422,000 | 2,168,000 | 2,902,000 |
| Noninterest income | 129,000 | 277,000 | 416,000 | 529,000 |
| Noninterest expense | 787,000 | 1,553,000 | 2,343,000 | 3,179,000 |
| Provision for loan losses | 0 | 47,000 | 76,000 | 95,000 |
| Pretax income | 63,000 | 99,000 | 165,000 | 157,000 |
| Income tax | 18,000 | 36,000 | 54,000 | 73,000 |
| Net income | 45,000 | 63,000 | 111,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,789,000 | 14,793,000 | 14,841,000 | 14,799,000 |
| Total capital | 15,192,000 | 15,233,000 | 15,296,000 | 15,251,000 |
| Risk-weighted assets | 44,948,000 | 46,657,000 | 47,702,000 | 47,040,000 |