Call reports 2012
FIRST NATIONAL BANK OF JACKSON, THE — 2012
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 106,945,000 | 103,464,000 | 108,456,000 | 107,793,000 |
| Total loans | 45,025,000 | 43,116,000 | 42,929,000 | 41,299,000 |
| Allowance for loan losses | 953,000 | 425,000 | 865,000 | 396,000 |
| Securities available for sale | 46,279,000 | 47,269,000 | 48,193,000 | 46,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,490,000 | 86,659,000 | 92,160,000 | 91,719,000 |
| Interest-bearing deposits | 76,876,000 | 72,192,000 | 78,730,000 | 78,473,000 |
| Noninterest-bearing deposits | 13,614,000 | 14,467,000 | 13,430,000 | 13,246,000 |
| Equity capital | 15,783,000 | 16,082,000 | 15,521,000 | 15,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 1,946,000 | 2,824,000 | 3,689,000 |
| Interest expense | 208,000 | 384,000 | 556,000 | 726,000 |
| Net interest income | 789,000 | 1,562,000 | 2,268,000 | 2,963,000 |
| Noninterest income | 130,000 | 278,000 | 408,000 | 540,000 |
| Noninterest expense | 766,000 | 1,622,000 | 2,487,000 | 3,405,000 |
| Provision for loan losses | 481,000 | 514,000 | 1,194,000 | 1,194,000 |
| Pretax income | -328,000 | -285,000 | -796,000 | -887,000 |
| Income tax | 18,000 | 31,000 | 33,000 | 34,000 |
| Net income | -346,000 | -316,000 | -829,000 | -921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,347,000 | 15,363,000 | 14,850,000 | 14,744,000 |
| Total capital | 15,979,000 | 15,788,000 | 15,453,000 | 15,140,000 |
| Risk-weighted assets | 50,214,000 | 47,962,000 | 47,240,000 | 46,054,000 |