Call reports 2010
FIRST NATIONAL BANK OF JACKSON, THE — 2010
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 109,282,000 | 110,388,000 | 114,757,000 | 114,226,000 |
| Total loans | 53,959,000 | 54,261,000 | 54,295,000 | 53,741,000 |
| Allowance for loan losses | 538,000 | 540,000 | 543,000 | 537,000 |
| Securities available for sale | 42,738,000 | 40,748,000 | 32,613,000 | 40,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,636,000 | 91,892,000 | 98,367,000 | 98,795,000 |
| Interest-bearing deposits | 82,112,000 | 73,340,000 | 86,636,000 | 87,597,000 |
| Noninterest-bearing deposits | 11,524,000 | 18,552,000 | 11,731,000 | 11,198,000 |
| Equity capital | 14,847,000 | 15,304,000 | 15,498,000 | 14,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,446,000 | 3,605,000 | 4,767,000 |
| Interest expense | 411,000 | 801,000 | 1,111,000 | 1,418,000 |
| Net interest income | 797,000 | 1,645,000 | 2,494,000 | 3,349,000 |
| Noninterest income | 116,000 | 238,000 | 377,000 | 505,000 |
| Noninterest expense | 758,000 | 1,532,000 | 2,333,000 | 3,258,000 |
| Provision for loan losses | 8,000 | 35,000 | 75,000 | 77,000 |
| Pretax income | 162,000 | 346,000 | 511,000 | 589,000 |
| Income tax | 44,000 | 73,000 | 102,000 | 132,000 |
| Net income | 118,000 | 273,000 | 409,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,873,000 | 15,014,000 | 15,150,000 | 15,132,000 |
| Total capital | 15,411,000 | 15,554,000 | 15,693,000 | 15,669,000 |
| Risk-weighted assets | 58,116,000 | 58,368,000 | 58,884,000 | 58,864,000 |