Call reports 2009
FIRST NATIONAL BANK OF JACKSON, THE — 2009
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,517,000 | 112,826,000 | 112,176,000 | 109,187,000 |
| Total loans | 56,485,000 | 56,381,000 | 54,354,000 | 53,957,000 |
| Allowance for loan losses | 560,000 | 563,000 | 544,000 | 539,000 |
| Securities available for sale | 41,439,000 | 39,409,000 | 44,549,000 | 39,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,700,000 | 96,983,000 | 96,099,000 | 93,386,000 |
| Interest-bearing deposits | 11,052,000 | 85,186,000 | 84,985,000 | 81,701,000 |
| Noninterest-bearing deposits | 85,648,000 | 11,797,000 | 11,114,000 | 11,685,000 |
| Equity capital | 14,290,000 | 14,844,000 | 15,039,000 | 14,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,499,000 | 2,878,000 | 4,165,000 | 5,448,000 |
| Interest expense | 541,000 | 1,063,000 | 1,547,000 | 1,995,000 |
| Net interest income | 958,000 | 1,815,000 | 2,618,000 | 3,453,000 |
| Noninterest income | 133,000 | 242,000 | 355,000 | 363,000 |
| Noninterest expense | 787,000 | 1,607,000 | 2,459,000 | 3,361,000 |
| Provision for loan losses | 0 | 12,000 | 111,000 | 132,000 |
| Pretax income | 333,000 | 852,000 | 817,000 | 766,000 |
| Income tax | 21,000 | 59,000 | 111,000 | 178,000 |
| Net income | 312,000 | 793,000 | 706,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,555,000 | 15,022,000 | 14,935,000 | 14,755,000 |
| Total capital | 15,115,000 | 15,585,000 | 15,479,000 | 15,294,000 |
| Risk-weighted assets | 62,234,000 | 62,303,000 | 61,342,000 | 59,326,000 |