Call reports 2008
FIRST NATIONAL BANK OF JACKSON, THE — 2008
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 118,735,000 | 118,207,000 | 117,949,000 | 116,660,000 |
| Total loans | 57,230,000 | 54,723,000 | 57,722,000 | 56,408,000 |
| Allowance for loan losses | 563,000 | 554,000 | 555,000 | 579,000 |
| Securities available for sale | 55,686,000 | 51,548,000 | 50,946,000 | 48,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,627,000 | 98,061,000 | 96,428,000 | 95,700,000 |
| Interest-bearing deposits | 87,172,000 | 87,152,000 | 84,761,000 | 84,037,000 |
| Noninterest-bearing deposits | 10,455,000 | 10,909,000 | 11,667,000 | 11,663,000 |
| Equity capital | 14,076,000 | 13,566,000 | 13,976,000 | 13,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,193,000 | 4,797,000 | 6,431,000 |
| Interest expense | 748,000 | 1,460,000 | 2,124,000 | 2,730,000 |
| Net interest income | 832,000 | 1,733,000 | 2,673,000 | 3,701,000 |
| Noninterest income | 82,000 | 177,000 | 292,000 | 338,000 |
| Noninterest expense | 790,000 | 1,543,000 | 2,317,000 | 3,212,000 |
| Provision for loan losses | 86,000 | 86,000 | 86,000 | 148,000 |
| Pretax income | 40,000 | 322,000 | 603,000 | 523,000 |
| Income tax | 0 | 31,000 | 93,000 | 82,000 |
| Net income | 40,000 | 291,000 | 510,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,869,000 | 14,107,000 | 14,326,000 | 14,243,000 |
| Total capital | 14,432,000 | 14,661,000 | 14,881,000 | 14,822,000 |
| Risk-weighted assets | 66,113,000 | 63,723,000 | 65,748,000 | 63,783,000 |