Call reports 2007
FIRST NATIONAL BANK OF JACKSON, THE — 2007
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 105,974,000 | 107,079,000 | 106,907,000 | 105,692,000 |
| Total loans | 44,226,000 | 46,289,000 | 46,940,000 | 48,326,000 |
| Allowance for loan losses | 444,000 | 459,000 | 477,000 | 482,000 |
| Securities available for sale | 50,234,000 | 51,379,000 | 51,593,000 | 52,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,071,000 | 88,140,000 | 87,514,000 | 87,266,000 |
| Interest-bearing deposits | 76,606,000 | 77,165,000 | 77,420,000 | 77,333,000 |
| Noninterest-bearing deposits | 10,465,000 | 10,975,000 | 10,094,000 | 9,933,000 |
| Equity capital | 13,096,000 | 13,174,000 | 13,244,000 | 13,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,508,000 | 3,055,000 | 4,598,000 | 6,172,000 |
| Interest expense | 788,000 | 1,612,000 | 2,438,000 | 3,207,000 |
| Net interest income | 720,000 | 1,443,000 | 2,160,000 | 2,965,000 |
| Noninterest income | 80,000 | 173,000 | 259,000 | 346,000 |
| Noninterest expense | 689,000 | 1,451,000 | 2,195,000 | 2,983,000 |
| Provision for loan losses | 11,000 | 31,000 | 31,000 | 47,000 |
| Pretax income | 153,000 | 224,000 | 289,000 | 398,000 |
| Income tax | -328,000 | -312,000 | -296,000 | -280,000 |
| Net income | 481,000 | 536,000 | 585,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,661,000 | 13,702,000 | 13,751,000 | 13,830,000 |
| Total capital | 14,105,000 | 14,161,000 | 14,228,000 | 14,312,000 |
| Risk-weighted assets | 56,237,000 | 57,228,000 | 57,856,000 | 58,604,000 |