Call reports 2006
FIRST NATIONAL BANK OF JACKSON, THE — 2006
What FIRST NATIONAL BANK OF JACKSON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 99,683,000 | 97,280,000 | 99,711,000 | 102,452,000 |
| Total loans | 30,339,000 | 36,119,000 | 40,822,000 | 44,142,000 |
| Allowance for loan losses | 302,000 | 360,000 | 405,000 | 441,000 |
| Securities available for sale | 50,769,000 | 53,057,000 | 53,087,000 | 52,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,776,000 | 84,988,000 | 84,020,000 | 83,854,000 |
| Interest-bearing deposits | 76,244,000 | 74,773,000 | 74,500,000 | 74,034,000 |
| Noninterest-bearing deposits | 10,532,000 | 10,215,000 | 9,520,000 | 9,820,000 |
| Equity capital | 12,338,000 | 11,674,000 | 12,711,000 | 12,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,616,000 | 4,015,000 | 5,501,000 |
| Interest expense | 564,000 | 1,196,000 | 1,868,000 | 2,606,000 |
| Net interest income | 689,000 | 1,420,000 | 2,147,000 | 2,895,000 |
| Noninterest income | 83,000 | 165,000 | 251,000 | 335,000 |
| Noninterest expense | 686,000 | 1,394,000 | 2,115,000 | 2,859,000 |
| Provision for loan losses | 5,000 | 65,000 | 137,000 | 200,000 |
| Pretax income | 58,000 | 103,000 | 123,000 | 193,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 65,000 |
| Net income | 42,000 | 71,000 | 75,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,122,000 | 13,137,000 | 13,141,000 | 13,180,000 |
| Total capital | 13,424,000 | 13,497,000 | 13,546,000 | 13,621,000 |
| Risk-weighted assets | 45,151,000 | 48,969,000 | 52,371,000 | 55,800,000 |